ClairMail Mobile Banking allows a customer to obtain account information, transfer between their accounts, set alerts for salary notifications, obtain fraud alerts, withdrawal alerts, low balance alerts and allows a subscriber to pay bills from his/her mobile.

Customer benefits are:   

·          Account Management: Access balances, transaction history and other account information. Conduct transactions such as fund transfers or stock purchases.

·         Actionable Alerts: Receive and respond to 2-way alerts for low balances, check overdrafts, stock quotes, and questionable account activities.

·         Security: Customers actively participate in fraud mitigation by verifying the legitimacy of mobile transactions and securing online transactions with out-of-band, multi-factor authentication. 

·          Mobile Payments: eBill presentment and payment.

·         No-Hold Customer Service: Conveniently reach a customer service representative without waiting on hold.               

Acquiring Financial Institution benefits are:-  

·         Maintain Customer Loyalty

·         Increase market size

·         Increase profits

·         Extend Customer Service: Enhance customer experience by offering convenient, secure and on-demand mobile services.

·         Reduce Operating Expenses: Displace costs from more expensive IVR, call centers and online services.

·         Generate Revenue: Deliver context-specific, 2-way marketing offers.

·         Gain Competitive Edge: Differentiate themselves from the competition

·         Download-free: Leverages existing software and standard capabilities built into virtually every mobile phone, including messaging, mobile Web and client applications. No new client software is required.

·         Intuitive: Uses messaging and other standard features that customers are already familiar with and comfortable using.

·         Secure: Meets and exceeds FFIEC's stringent requirements for multi-factor authentication.

·          Rapidly Deployed: Delivers the fastest time to value.

·         Cost-effective: Reduces costs from other customer interaction channels - particularly IVR and call centers - effectively paying for itself in a few months.

·         Ubiquitous: Works with any mobile phone, regardless of manufacturer, model, operating system or carrier.